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We Expand Financial Opportunities
Recent financial activity drives financial freedom.
2017
Founded in 2017
The idea behind our formation came from a determination to democratize credit. As victims of the narrow credit system structure, we weren’t included in deserved opportunities and experienced large amounts of debt at high-interest rates.
We reimagined how credit decisions are made and built a solution that widens possibilities for businesses and consumers.
Cash-flow data encompasses current aspects of someone’s life, not their past. Our platform uses real-time data to generate realistic credit predictions that set businesses and individuals up for success.
Meet our Founders
![Image of team member](https://assets-global.website-files.com/63f395f8273c605df945618b/63f396fc2ec13b74a0a92c7f_crj-min.jpg)
Christian-Robert Joseph
Chief Executive Officer
![Image of team member](https://assets-global.website-files.com/63f395f8273c605df945618b/63f3971627fd4bd512ffceab_pds-min.jpg)
Patrick De Suza
Chief Technology Officer
![Image of team member](https://assets-global.website-files.com/63f395f8273c605df945618b/63f396e3adecddf64be03127_cam-min.jpg)
Carl-Alain Memnon
Chief Operating Officer