We Expand Financial Opportunities

Recent financial activity drives financial freedom.


Founded in 2017

The idea behind our formation came from a determination to democratize credit. As victims of the narrow credit system structure, we weren’t included in deserved opportunities and experienced large amounts of debt at high-interest rates.

We reimagined how credit decisions are made and built a solution that widens possibilities for businesses and consumers.

Cash-flow data encompasses current aspects of someone’s life, not their past. Our platform uses real-time data to generate realistic credit predictions that set businesses and individuals up for success.

Meet our Founders

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Christian-Robert Joseph
Chief Executive Officer
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Patrick De Suza
Chief Technology Officer
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Carl-Alain Memnon
Chief Operating Officer

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