Creditworthiness is more than a Credit Score

Cash-flow centered underwriting for businesses.

For Businesses

All-Inclusive Credit Underwriting for You and Your Customers

Get real-time, precise results
based on cash-flow.

Consumer Credit

Looking for the Grain iOS App? Follow the respective links to your bank partner.


Get a Line of Credit up to $5,000

Give your checking account a line of credit centered around your cash flow, without issuing a physical card.

1% Finance Charge on credit withdrawals. Sign Up Fee and Monthly Service Fee apply. See Credit Agreement and Terms of Service for further detail.