We build financial technologies to improve access, process efficiency, and portfolio management.
Our flagship products are Velex and Atlas.
Founded in 2017, Grain emerged from our personal experience with the limitations of traditional credit structures. Determined to democratize credit, we reimagined how credit decisions are made and developed a solution that expanded opportunities for consumers. Over 6 years, our consumer credit app ↗ grew to serve 470K users.
Building on our consumer finance experience and learnings from financial institution partners, in 2023, we transitioned to concentrate fully on two new products, Velex and Atlas.
Automated Cash-Flow Scoring Solution
Manage risk and get more precise insights to better qualify borrowers. Go beyond traditional credit checks to uncover overlooked customers and improve value.
All-In-One Portfolio Management
Originate, manage, and service a portfolio of any loan type, line of credit, and credit card. Cloud-based, accessible anytime, anywhere.
