Creditworthiness is more than a Credit Score

Cash-flow centered underwriting for businesses.

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For Businesses

All-Inclusive Credit Underwriting for You and Your Customers

Get real-time, precise results
based on cash-flow.

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Consumer Credit

Looking for the Grain iOS App? Follow the respective links to your bank partner.

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Personal
Credit

Get a Line of Credit up to $5,000

Give your checking account a line of credit centered around your cash flow, without issuing a physical card.

Learn About Personal Credit

1% Finance Charge on credit withdrawals. Sign Up Fee and Monthly Service Fee apply. See Credit Agreement and Terms of Service for further detail.